Which PPI Policy was I Sold?
Determining which PPI policy you were sold really depends upon the institution from which you obtained a loan or credit card from. Payment protection insurance (PPI) was a financial product that was mis-sold to consumers for many years.
Which PPI policy can I claim for?
Anyone who has been mis-sold PPI can make a claim against the institution who sold you the policy. Stanton Fisher have dealt with tens of thousands of PPI cases and this knowledge of the system and the way the banks operate puts us in a great position to reclaim your money in the quickest time possible. The banks have paid out over £10 billion in PPI claims in the UK and there are still many people who are yet to claim in Ireland, with some statistics estimating that the PPI policies which were sold in Ireland equate to more than €1 billion.
Who sold which PPI policy
It is important to know that case law in Ireland states that any credit agreement over six years old falls outside the Statute of Limitations. This means that your claim is not covered by the Central Bank Review and the Financial Ombudsman Service will not look at your claim. We believe this is unfair and that the six year rule should apply to when the knowledge of the mis-sell took place, not when the agreement was signed.
The majority of the claims which we have won in the UK regard claims which were over six years old. For this reason, Stanton Fisher are fighting with the lenders and lobbying through the courts and government to get this rule changed. We have already won claims in Ireland which were signed over six years ago. Even if the loan or credit card was taken out prior to six years ago, there is still a possibility you may be entitled to a make a PPI claim. You can complete a contact form here and we will submit your claim.
If you’re unsure if you were mis-sold PPI, you can head to our FAQ section for more information.
